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How does it work?
Fill out the form

Submit your application directly on the site

Wait for the decision

Receive a preliminary decision on your application via SMS within 3 minutes

Receive the loan

Visit the NBU office with your documents or download the Milliy app

Form

Filling out the form will take 3 minutes

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Phone number verification

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Your application is accepted!

Thank you, your number has been confirmed, expect a response from the bank within 15 minutes.

Advantageous microloan conditions
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Instant result on the limit

Find out your microloan limit by just filling out the form.

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Ease of use

Become a bank client and get the opportunity to apply for a credit without leaving home.

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Customer support

Our support service is ready to assist you at any time. We are here to answer any of your questions.

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How quickly can I get a microloan?

You can become a client and apply for credit online or at branches. The money will be transferred to your bank card.

Your questions — our answers

Here you will find answers to the most frequently asked questions about microloans at NBU. We strive to make the loan acquisition process as transparent and understandable as possible for every client.

How can I get a microloan?

NBU salary project participants and employees of budgetary organizations can apply for a loan through the Milliy mobile application or at the nearest bank branch. Other clients with an official income can apply at the nearest bank branch.

What are the loan terms?

• Loan term – 24 months
• For participants in the Bank’s salary project - 26%
• For employees of budgetary organizations: 27%
• Loan term – 36 months
•For clients with an official income (applying at a branch): 29%
Loan amount: up to 100 million sumss. Loans up to 50 million sums are issued with a third-party guarantee or a loan non-repayment insurance policy. Loans exceeding 50 million sums require property collateral and are issued at bank branches.

Borrower Requirements

Loans are provided to citizens of the Republic of Uzbekistan aged 18 to 65 who have a stable income.

What do I need?

• For an online microloan: Passport details and a loan non-repayment insurance policy.
• For an offline microloan: Passport.
- Loans up to 50 million sums: Require a third-party guarantee or a loan non-repayment insurance policy.
- Loans up to 100 million sums: Require property collateral.

Did not find an answer to your question?

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